The Complete Debt Relief Manual

The Complete Debt Relief Manual

The Complete Debt Relief Manual

"Feeling Overwhelmed By Your Debt?"

The Fastest Way to Eliminate Credit Card Debt-

I have a confession to make.  I was a slave to debt for decades. I made every mistake with handling money you could imagine.  It got to the point where I was beaten down and hopeless in debt, with no retirement savings (cashed out), no savings, tens of thousands in credit card debt, and not enough income to pay my mortgage, bills, and monthly payments. I had to do something.

I began a painful, confusing, and expensive journey through the maze of debt relief options and consequences.  After making several costly mistakes and spending hundreds of hours of intense research I became, through first-hand experience, an expert on debt elimination and credit repair.  I have captured all of the best strategies and precautions available and have created a map to get you through the mine-field of serious debt problems safely.

This book is a treasure map, a jailbreak plan, a WAR PLAN. Every war that has ever been won was won because of a superior and well thought out war plan. This is your chance to discover proven, safe, and FAST methods to win your war with debt and completely eliminate the mountain of debt you're under.

I wish I had known this stuff before I got into debt in the first place. Knowing what I know, and being where I've been, I will never get into debt again, and my passion is helping people eliminate credit card debt (and ALL debt).

The Complete Debt Relief Manual is your blueprint for keeping your money in your pocket and getting debt free, “FAST, and then repairing your credit, by yourself,


Don't waste a penny on “professional help”.  The only reason those companies exist is because most people don't know how to quickly solve serious debt or credit repair issues on their own.  They don't have The Complete Debt Relief Manual!  But you, my friend, can change that right now.
Discover the well-hidden secrets the credit card companies, credit card debt settlement services, collection agencies, the IRS, and the attorneys, DON’T WANT YOU TO KNOW!
Save thousands of dollars, stop the harassment, eliminate your debt, avoid bankruptcy, and repair your credit rating.  Step-by-step procedures can be yours today.

Need to get out of debt fast? Are you tempted to call the (800) number for one of the credit card debt reduction or credit repair services you heard on the radio? Are you considering Chapter 7 Bankruptcy?

Then you Need This Book Now! 

The Complete Debt Relief Manual

The Complete Debt Relief Manual

By: John Oswald
Revised Edition

Step-By-Step Procedures for:

Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding Bankruptcy, Dealing with Collectors and Lawsuits, and Credit Repair – Without Debt Settlement Companies

Don't get scammed by a Debt Settlement, Debt Consolidation, or Credit Repair company!

You can do everything they want you to pay them to do.  You can do it FASTER.  And for FREE.  In fact, some things they promise to do for you can only be done by YOU.

If you're battling debt problems, wondering how to eliminate your debts or repair your credit quickly, and you don't want to spend a fortune for “help”, learn to do it yourself. I will teach you:

Here's what others have to say about this book:

color:black;}The Complete Debt Relief Manual is the best source of credit card debt elimination information you can find. It covers all aspects, in meticulous detail, of getting out of any form of debt, repairing your credit report, and rebuilding your credit. It even gives you step-by-step plans for dealing with creditors, collectors, lawsuits, bankruptcy, and the IRS. The wisdom in this book cost me several thousand dollars to acquire, not to mention the hundreds of hours spent researching, reading, consulting with accountants and attorneys, writing, and editing. Please let me save you both the time and money you would spend learning this treasure of information the hard way.

I hope you haven't already been scammed by a credit card debt consolidation company. If you're paying one right now, STOP! You can get out of the contract and break free any time. If I hadn’t figured out their “game”, I would have spent over six-thousand dollars on their “service”. You have to hear my story (it's in the book).

They promise to negotiate settlements with your creditors, and to deal with them directly so the creditors aren't ringing your phone off the hook, for a huge fee. They lead you to believe you can't do this on your own. LIES! DON'T GET SCAMMED LIKE I DID!!! Before I figured out the scam and told them to take a hike, I paid them over $2,400.00. That was money I could have used to pay off debt. Had I followed their program to the end, I would have ended up paying them $6,225.00!!!

I wish I had a copy of this book back then. I would have saved $$$ thousands $$$ and lots of heartache.

This book is a complete, step-by-step guide to debt freedom, from any angle. It should be used as a college text book. Creditors, collectors, credit card and IRS debt settlement companies and attorneys don't want people to know this stuff – it would put them out of business!

If you use the information in this book, you will save money. If you're deep in debt like I was, and you use this credit card debt elimination information, you will save yourself a TON of money. For some, this book could be worth tens of thousands of dollars!

Buy the book and get started today. As you progress, email me with questions or for encouragement.

You can get out of debt, fast, doing it all yourself. Let this book be your guide.

Everything You Need to Know to Eliminate Credit Card (and other) Debt Is In This Book

Free Consultation Offer

As an owner of The Complete Debt Relief Manual you will be entitled to a free telephone consultation with me…

Just email me at to schedule the call and you can spend up to 60 minutes on the phone with me discussing any questions you have about any aspect of implementing the procedures in The Complete Debt Relief Manual. (My hourly consultation rate is at least $150.)

Take my advice. Do yourself a favor and get this book and FREE GIFT today for yourself or someone you love, and GET OUT OF DEBT!

You will also receive a copy of my own family budget spreadsheet (Value: $75). It will save you many hours of set up and formatting. How much is 10 hours of your time worth? How about 20 hours? You can easily customize it to fit your situation.  If you don't use Microsoft Excel™, you can easily set up the same budget sheet in your own spreadsheet software, or just print it out and use it by hand.

The Complete Debt Relief Manual is a professionally formatted, searchable e-book in .pdf format. You will receive the book and free gift by instant download. Print out the checklists so you can stay organized and track your progress, and get started NOW.

Buy it today and get on the fast track to debt freedom!

The Complete Debt Relief Manual
Get The Complete Debt Relief Manual

There are proven, effective, lightning fast and virtually unknown ways to get the credit card debt relief you need. This book lays out workable AND foolproof plans to:

Here is what the book contains:

Chapter 1 – The Problem: Slavery to Debt

Chapter 2 – The Secrets

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